The Peruvian government has introduced a strengthened regulatory framework to combat money laundering and terrorism financing within its gambling industry. This marks a major update to the country’s compliance standards. The new resolution, issued by the Superintendence of Banking, Insurance and Private Pension Funds (SBS), modernizes Peru’s existing Anti-Money Laundering and Counter-Terrorism Financing (SPLAFT) system. Moreover, it aligns the system with international benchmarks.
The updated rules apply to all licensed operators in casinos, slot machines, sports betting, and online gaming under the supervision of the Ministry of Foreign Trade and Tourism (MINCETUR). Signed on April 8, 2026 by Superintendent Sergio Espinosa Chiroque, the regulation represents Peru’s first major overhaul of its AML framework in over a decade.
Strengthened AML/CFT Compliance Requirements
Under the new SPLAFT framework, operators must implement robust anti-money laundering and counter-terrorism financing systems. These systems detect, monitor, and report suspicious transactions. Companies must also establish internal controls that enable corrective action when irregular activity occurs.
Enhanced due diligence is now mandatory for customers and business partners, particularly for high-risk individuals such as politically exposed persons (PEPs) or those with links to financial crime. In addition, operators must introduce structured training programs to ensure employees and executives are equipped to identify and respond to suspicious activity.
Stricter Transaction Monitoring and Reporting Rules
The regulation introduces tighter oversight of financial flows within the sector. Operators are required to record and retain details of transactions exceeding $2,500 (or equivalent). Furthermore, all data must be made available to Peru’s Financial Intelligence Unit upon request.
A key compliance requirement is the 24-hour deadline for reporting suspicious transactions, significantly increasing the speed of regulatory response. Failure to comply may result in substantial financial penalties and enforcement action.
Stronger Audits, Record-Keeping, and Enforcement
To reinforce accountability, companies must now undergo both internal and external compliance audits. This is alongside the implementation of formal codes of conduct and reporting systems supported by technology-driven monitoring tools.
All transaction records must be retained for a minimum of five years, ensuring long-term traceability and audit readiness. Non-compliance can result in fines of up to 40,000 Peruvian soles, alongside additional administrative sanctions.
Alignment With Global AML Standards
The reform reflects Peru’s effort to align its gambling regulation with international AML and CFT frameworks, as the country’s regulated gaming market continues to expand. By strengthening transparency, reporting obligations, and enforcement mechanisms, the government aims to improve financial oversight. In addition, the government supports sustainable growth in both land-based and online gambling sectors.
