Online gambling is driving vulnerable Filipinos deeper into financial distress. Predatory lending apps exploit those already trapped in addiction, warned Senator Sherwin Gatchalian on Monday. According to the Philippine News Agency, the senator has raised the alarm over what he describes as a “vicious cycle.” This cycle pushes users to borrow repeatedly to sustain their gambling habits.
A Cycle of Debt and Desperation
Gatchalian emphasized that addicted individuals often resort to online lending apps as a last resort. They seek fast—but high-interest—loans to continue betting. Unfortunately, many find themselves borrowing again to repay earlier loans, resulting in spiraling debt.
“Addicted to online gambling and now exploited by online lending apps. When will this system that drowns our poor countrymen into further debt finally stop?” Gatchalian asked.
He cited growing online posts and anonymous confessions. Users admit to using loan apps to fuel their gambling, only to face aggressive collection tactics. In response, the senator has already filed a Senate resolution. This calls for a formal investigation into these lending platforms and their often abusive practices—such as harassment, public shaming, and unauthorized access to personal information.
Marcos: Technology Should Help, Not Harm
Adding to the growing concerns, President Ferdinand R. Marcos Jr. addressed the social impact of online gambling in his latest video blog. While recognizing the benefits of digital technology, the President stressed that it also enables irresponsible behavior and scams. This is especially true when it comes to gambling.
“One of the things digitalization has made easier is gambling. Many families are being destroyed by it,” Marcos said.
The administration has been investing heavily in digital infrastructure, including nationwide Wi-Fi and fiber internet. However, the President emphasized that technological progress must be paired with strong regulation. Responsible use is crucial, particularly to safeguard Filipino families.
Call for Stricter Regulation
Although no final decision has been made, Executive Secretary Lucas Bersamin confirmed that the Palace is currently reviewing the broader implications of banning online gambling altogether. Meanwhile, civil society groups and lawmakers continue to call for a complete prohibition of these activities.
Gatchalian, for his part, urged regulatory agencies to crack down on unlicensed online lenders, especially those that prey on individuals already struggling with addiction. He insisted that stronger enforcement of existing laws is crucial to protect the most vulnerable segments of the population.
